Nita believes strongly in the “customer for life” principle of doing business. With over 30 years of experience as a mortgage banking professional, her knowledge spans all aspects of the mortgage business: servicing, processing, underwriting, and loan origination. Nita has won a top producer award every year since 1997 for her service and ethics. Nita originates VA, FHA, MFA and Conventional loans and offers immediate electronic underwriting analysis of loans.
She’s a member of the New Mexico Mortgage Bankers Association, The New Mexico Mortgage Lenders Association, the Greater Albuquerque Chamber of Commerce, and the Albuquerque Hispano Chamber of Commerce. Whether you are a first-time or a seasoned home-buyer, Nita will make the home buying experience a pleasant one.
“Nita’s knowledge & experience left a lasting impression…Our experience with Nita Diem of Frost Mortgage Banking Group was somewhat of a lengthy challenge, but certainly nothing that Nita couldn’t handle. As a matter of fact, she was tremendously resourceful in ensuring my client achieved their dream of owning their first home. Nita’s knowledge, experience and overall friendly approach left a lasting impression and we will rely on her for our future mortgage needs.” Amy Flores, CPM® President & Qualifying Broker Commercial Real Estate Management December 22nd, 2011
“I am a Realtor who has worked with Nita Diem for many years. Having been in the lending business myself for over ten years, I well know what makes a good loan officer and what makes a bad one. I wouldn’t work with someone who can’t get the job done, so my many years with Nita as my Mortgage-Lender-Partner prove how capable she is. Nita’s excellence as a mortgage lender is not only in the mechanics of making loans, but in the fact she genuinely cares about her clients. Some loan officers have the loan process down to a science, but have lost the “human” side of the equation. Nita stays on top of things, and I love the way she keeps the real estate agent posted, and advises of any snags that may arise so that closings are not delayed. Because she is a proactive loan officer, she makes the buying process as comfortable and stress-free as possible for both the buyers and for the Realtor. She comes to all of her closings, and because she’s done her job exceedingly well, the closings are actually fun for the buyers, the agent, and title person.” Deanna Coulter, Coldwell Banker Legacy
“Nita helped me finance my first home purchase in December 2008. I had never gone through the process of obtaining a home loan and did not realize how much information was needed, but Nita guided me through everything. She did an excellent job of explaining all the steps and keeping me informed on where we were in the process. Now that I am a Realtor, I send all my clients to Nita because I know she will take care of them the way I would.” Melanie McLaughlin
Why Get Pre-Qualified?
Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
While a “pre-qual” is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.